Personal information means and includes all information that can be linked to specific individual or to identify any individual, such as name, address, mailing address, telephone number, email ID, credit card number, cardholder name, card expiration date, information about your mobile phone, Aadhaar number, Smart Tags and any details that may have been voluntarily provided by the user in connection with availing any of the services of Swinkpay. When you browse through Swinkpay , we may collect information regarding the mobile/tab devices details, domain and host from which you access the internet, Internet Protocol(IP) address of the computer or Internet Service Provider (ISP) you are using and anonymous site statistical data.
Use or Personal Information
We use personal information to provide you with the services & products your explicitly requested for, to resolve disputes, troubleshoot concerns, help promote safe services, collect money, measure consumer interest in our services, inform you about offers, products, services, updates, customize your experience, detect & protect us against error, fraud and other criminal activity, enforce our terms and conditions etc. We also use your contact information to send you offers based on your previous transactions and interests. We may occasionally ask you to complete optional information and demographic information (like zip code, age, gender, etc.). We use this data to customize your experience at Swinkpay, providing you with content that we think you might be interested in and to display content according to your preferences.
Swinkpay has stringent security measure in place to protect the loss, misuse and alteration of the information under our control. Whenever you change or access your account information, we offer the use of a secure server. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access. None of your personal information namely credit card number, expiry date etc. is stored in Swinkpay or in our servers as a clear text but only as an encrypted data that cannot be accessed or read by any individual or application.
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